THE FINANCIER 
discussing the quality of a certain building in Chestnut 
Street, which was then being done, and which Ellsworth 
pronounced atrocious, they fell to discussing art in gen- 
eral, or the lack of it in America. "We are so very far 
away from anything at all as yet, I know, unless it is 
Colonial architecture," Ellsworth remarked. " I haven't 
been abroad; but I want to go." 
Cowperwood felt a keen kinship with this thought. He 
wanted to travel also some time. 
They met again on the street accidentally and talked; 
and so now, when Cowperwood thought of this house and 
what was the matter with it, he thought of Ellsworth. 
It occurred to him that Ellsworth would carry out his 
decorative views to a nicety. It seemed to him that the 
Semple home would be much more endurable if its parlor 
and sitting-room were knocked together into one big 
room, which could be used as a combined living-room and 
library, and a certain fireplace, which was now too small 
for one room, were enlarged to make it at once effective 
and artistic. The walls ought to be papered or decorated 
in corresponding colors—probably dark—and the furni- 
ture all thrown out and something new, correlative, and 
soothing be introduced. He did not feel that as yet he 
could afford many expensive objects of art, but in so far 
as his means permitted he wanted his proposed home to 
be artistic. He interested Mrs. Cowperwood in young 
Ellsworth, and then in his own ideas of how the house 
could be revised. 
Mrs. Cowperwood was not an intellectual leader. Her 
young lover appeared to be a man of infinite tact and dis- 
crimination. She could understand well enough, though 
not vitally, the significance of most of his thoughts when 
presented to her, and these concerning the revision of the 
house appealed to her very much. She wanted to live 
nicely — to be significant in her circle. His idea of 
changing the dining - room and parlor was particularly 
grateful.