families of that caliber, had been the notable exceptions. 
Now all this was changed. Young Cowperwood did 
not care very much for her relatives, and the Semples, 
bag and baggage, had been alienated by her second, and 
to them outrageous, marriage. His own family was close- 
ly interested by ties of affection and mutual prosperity; 
but, better than this, Cowperwood was drawing to him- 
self some really significant personalities. When he went 
through Third Street in the morning—he came down to 
Arch Street on a car and then walked—he was nodded to 
by many presidents, vice-presidents, treasurers, and other 
officials of banks and organizations, by whom he was 
well and favorably known. His little office on the ground 
floor in No. 64 now boasted a 'change "floor-man," a 
cashier, a bookkeeper, and several clerks. His brothers 
were coming in with him shortly as associates. He brought 
home with him, socially—not to talk business, for he 
disliked that idea rather thoroughly—bankers, investors, 
customers, and prospective customers. He could not 
avoid a certain amount of discussion at first; but he 
preferred to entertain merely and be a good fellow. Out 
on the Schuylkill, the Wissahickon, and elsewhere, were 
popular dining-places where one could drive on Sunday. 
He and Mrs. Cowperwood frequently drove out to Mrs. 
Seneca Davis's; to Judge Kitchen's; to the home of 
Andrew Sharpless, a lawyer whom he knew; to the home 
of Harper Steger, his own lawyer, and others. Cowperwood 
had the art of being genial. None of these men or 
women suspected the depth of his nature he was think- 
ing, thinking, thinking; but enjoyed life as he went. 
One of his earliest and steadily growing traits was his 
penchant for pictures. Art from the very first fascinated 
him. He admired nature; but, somehow, without know- 
ing why, he fancied one must see it best through some 
personality or interpreter, just as we gain our ideas of law 
and politics through individuals. Mrs. Cowperwood cared 
not a whit one way or the other; but she accompanied