THE FINANCIER 
Young Cowperwood was one of those men whom in- 
coming possessions were widening and hourly making more 
significant. The sight of his new house going up made 
him feel of more weight in the world, and the pos- 
session of his suddenly achieved connection with the city 
treasurer was as though a wide door had been thrown 
open to the Elysian fields of opportunity. He rode about 
the city those days behind a spirited team of bays, whose 
glossy hides and shining metaled harness bespoke the 
watchful care of hostler and coachman. Ellsworth was 
building him and his father an attractive stable in the 
little side street back of the house, which they were to 
occupy jointly. He told Mrs. Cowperwood that he in- 
tended to buy her a victoria—as the low, open, four- 
wheeled coach was then known—as soon as they were well 
settled in their new home, and that they were to go out 
more. There was some plain talk about entertaining— 
the value of it—and that he would have to reach out 
socially for certain individuals who were not now known 
to him. He found, as he said, that there had to be give- 
and-take in these matters, and that if they were enter- 
tained by people of distinction they had to return these 
entertainments in the same spirit and on the same scale. 
All these years for one so young he had been holding ex- 
ceedingly close to his financial affairs; but, now that 
things were beginning to broaden out so rapidly, it was 
to be somewhat different. He and his wife would enjoy 
life a little more. Together with Anna, his sister, and his 
two brothers, Joseph and Edward, they would use the two 
houses jointly. There was no reason why Anna might 
not make a splendid match. Joe and Ed might marry 
well, since they were not destined to set the world on fire 
in commerce. At least it would not hurt them to try. 
He and Lillian were destined to go out more—he could 
see it coming—but, alas! he could also see that she would 
not make the figure he had once thought she would. She 
was charming to look at, but not brilliant ; and the chil- 
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