THE FINANCIER 
using the treasury, only in a more subtle way. Stener 
had never interested him as an individual. He was merely 
an opportunity to him. He was thinking now, though, 
of his own attitude in regard to the use of this 
money. No harm could come to him, Cowperwood, if 
Stener's ventures were successful; and there was no 
reason why they should not be. Even if they were not, 
he would be merely acting as an agent. In addition, 
he saw how in the manipulation of this money for Stener 
he could probably eventually control certain lines for him- 
self. 
There was one line being laid out to within a few blocks 
of his new home—the Seventeenth and Nineteenth Street 
line it was called—which interested him greatly. He 
rode on it occasionally when he was delayed or did not 
wish to trouble about a vehicle. It ran through two 
thriving streets of red-brick houses, and was destined to 
have a great future once the city grew large enough. 
As yet it was really not long enough. If he could get 
that, for instance, and combine it with Butler's lines, 
once they were secured—or Mollenhauer's or Simpson's, 
the legislature could be induced to give them additional 
franchises. He even dreamed of a combination between 
Butler, Mollenhauer, Simpson, and himself. Between 
them, politically, they could get anything. But Butler 
was not a philanthropist. He would have to be approached 
with a very sizable bird in hand. The combination 
must be obviously advisable. Besides, Frank was deal- 
ing for Butler in street-railway stocks as it was, and if 
this particular line were such a good thing Butler might 
wonder why it had not been brought to him in the first 
place, seeing that he was in the field to buy. It would 
be better, Frank thought, to wait until he actually had 
it as his own, in which case it would be a different matter. 
Then he could talk as a capitalist. He began to dream of 
a city-wide street-railway system controlled by a few 
men, or preferably him alone. 
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