THE FINANCIER 
money; but, also, it might constitute the basis of some 
subsequent legal action. If he did not eventually deposit 
the certificates before failure, some charge such as that 
of larceny might be brought against him. Still, he said 
to himself, he might not really fail even yet. If any 
of his banking associates should, for any reason, modify 
their decision in regard to calling his loans, he would 
not. But, barring this, he would fail; and then Stener 
could say, when it was discovered that these certificates 
were not in the sinking-fund, that he, Cowperwood, had 
said they were, or obtained the check under false pre- 
tense. That was larceny. Beyond question it was grand 
larceny, and yet he could plead custom, lack of time to 
adjust his financial affairs, intention to deposit, and the 
like. Would Stener make a row about this if he so secured 
this check? Would the city officials pay any attention 
to him if he did ? Could you get any district attorney 
to take cognizance of such a transaction, if Stener did 
complain? No, not in all likelihood; and, anyhow, noth- 
ing would come of it. No jury would punish him in the 
face of the understanding existing between him and 
Stener as agent or broker and principal. And, anyhow, 
once he had the money, it was a hundred to one Stener 
would think no more about it. It would go in among 
the various unsatisfied liabilities, and nothing more 
would be thought about it. It did not occur to him 
at this moment that his relations with Edward Malia 
Butler and his daughter might possibly create a special 
situation in which any flaw in his legal status would be 
eagerly utilized to cause him trouble. Like lightning the 
entire situation flashed through his mind He would risk 
it. He stopped before the chief clerk's desk. 
" Albert," he said, in a low voice, "I bought sixty 
thousand dollars' worth of city loan for the sinking-fund 
this morning. Will you give my boy a check for it in 
the morning, or, better yet, will you give it to me now? 
I got your note about no more purchases. I'm going 
3Q8