THE FINANCIER 
been done me." In spite of his depressed state he could 
not suppress a whimsical smile over the old man's attitude. 
"Well, that's the way," continued Chapin, meditatively, 
not bothering to pay any attention to Cowperwood's 
thoughts, but following his own very carefully, and 
scratching his grizzled head and looking genially about. 
"Sometimes, as I allers says to some of these here young 
fellers that comes in here, we don't know as much as 
we thinks we does. We forget that others are just as 
smart as we are, and that there are allers people that 
are watchin' us all the time. These here courts and jails 
and detectives—they are here all the time, and they 
get us. I gad"—Mr. Chapin's moral version of " by 
God"—" they do, if we don't behave." 
"Yes," Cowperwood replied, "that's true enough." 
"Well," said the old man after a time, after he had 
made a few more solemn, owl-like, and yet well-intentioned 
remarks, "now here's your bed, and there's your chair, 
and there's your wash-stand, and there's your water- 
closet. Now keep 'em all clean and use 'em right." 
(You would have thought he was making Cowperwood 
a present of a fortune.) "You're the one's got to make 
up your bed every mornin' and keep your floor swept 
and your toilet flushed and your cell clean. There hain't 
anybody here'll do that for yuh. You want to do all 
them things the first thing in the mornin' when you get 
up, and afterward you'll get sumpin' to eat, about six- 
thirty. You're supposed to get up at five-thirty." 
"Yes, Mr. Chapin," Cowperwood said, politely. "You 
can depend on me to do all those things promptly. I 
don't want to cause you any annoyance. I'll do whatever 
you tell me." 
"There hain't so much more," added Chapin. "You're 
supposed to wash yourself all over once a week, an' I'll 
give you a clean towel for that. You gotta wash this 
floor up every Friday mornin'." Cowperwood winced 
without showing it. " You kin have hot water for that 
695