THE FINANCIER 
He led the way to find Wingate and his brother Joe, 
and together they were off, figuring up some of the larger 
phases of their purchases and sales as they went. 
The excitement did not end with the coming of the 
night. The crowd lingered in front of Jay Cooke & 
Co.'s on Third Street and in front of other institutions, 
waiting apparently for some development which would 
be favorable to them. For the initiated the center of 
debate and agitation was Green's Hotel, where on the 
evening of the eighteenth the lobby and corridors were 
crowded with bankers, brokers, and speculators. The 
stock exchange had practically adjourned to that hotel 
en masse. What of the morrow? Who would be the next 
to fail? From whence would money be forthcoming ? 
These were the topics from each mind and upon each 
tongue. From New York was coming momentarily more 
news of disaster. Over there banks and trust companies 
were falling like trees in a hurricane. Cowperwood in his 
perambulations, seeing what he could see and hearing 
what he could hear, reaching understandings which were 
against the rules of the exchange, but which were never- 
theless in accord with what every other person was doing, 
saw men known to him as agents of Mollenhauer and 
Simpson about, and congratulated himself that he would 
have something to collect from them before the week was 
over. He might not own a street-railway, but he would 
have the means to. He learned from hearsay, and in- 
formation which had been received from New York and 
elsewhere, that things were as bad as they could be, and 
that there was no hope for those who expected a speedy 
return of normal conditions. No thought of retiring for 
the night entered until the last man was gone. It was 
then practically morning. 
The next day was Friday, and suggested many ominous 
things. Would it be another Black Friday? Cowperwood 
was at his office before the street was fairly awake. 
He figured out his programme for the day to a nicety, 
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